Realistic and well-defined objectives are more attainable than those that are vague.

After all, goals should set you up for success. One simple and effective method to help you succeed is to set S.M.A.R.T. goals. Here’s an example of how it works:

Specific – Ensure your...

A goals-based approach targets financial planning to meet objectives throughout life.

How do you measure the success of your investment strategy? Most people look at their returns: five per cent is better than three per cent. But investment returns don’t tell the whole...

Protect the healthy lifestyle you’ve worked hard to build.

Your health and well-being matter to you. Perhaps you play ultimate frisbee or sweat it out in high-intensity interval training. Maybe you follow fitness influencers on Instagram, meditate or meal prep on the we...

A systematic investing plan provides discipline and the potential for better returns.

Investors who watch the markets closely can get dizzy tracking all the ups and downs – and, as prices fluctuate, often unpredictably, it can be hard to stay focused on long-term plans....

How small changes can help reduce your debt load and improve your financial outlook.

Debt – a four-letter word that many of us know all too well. In fact, according to Statistics Canada, Canadians owe, on average, $1.78 for every dollar of disposable income earned.

Wheth...

How to manage expenses while keeping your child in the game.

Extracurricular activities for kids are more popular than ever, whether individual and team sports or music and language lessons. An Ipsos poll revealed that Canadian parents spent about $1,160 on extracurricu...

Whether you pay off debt or invest, some strategic planning can help newly inherited money go a long way.

When a loved one passes away and leaves a bequest to you, you may be filled with a range of emotions from grief to relief – while you are saddened by your loss, an...

Are you running a successful small- or medium-sized business? If your business is well established, it might be time to consider changing its structure for tax, legal and financial reasons. If you are earning greater revenues, growing the business or expanding into new...

Plan today for lower taxes tomorrow.

Nobody likes to pay more tax than they Have to. The good news is there are strategies beyond contributing to a Registered Retirement Savings Plan (RRSP) that can help reduce your taxes owing. A variety of expenses can be claimed as a...

How to be a savvy online shopper.

If you’ve purchased something on the Internet recently, you’re in good company. Last year, 26.8 million Canadians bought goods or services online.

Nowadays, you can buy almost anything online, from groceries and electronics to clothing a...