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The advantages and disadvantages of an open mortgage
An open mortgage is a type of mortgage that allows you to make extra payments and increase your payment amount without incurring...

Clement Chung
Jan 31, 20232 min read
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The Benefits of a Budget for Car Buying and Ownership
Budgeting is an important part of car buying and ownership. A budget can help you make smart financial decisions and avoid overspending...

Clement Chung
Jan 30, 20232 min read
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The Role of Critical Illness Insurance in Estate Planning
Understanding How It Can Benefit You and Your Loved Ones Critical illness insurance is a type of insurance that provides a lump-sum...

Clement Chung
Jan 29, 20232 min read
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The Role of Power of Attorneys in Estate Planning
Understanding Your Responsibilities and Rights A power of attorney (POA) is a legal document that gives someone else the authority to...

Clement Chung
Jan 28, 20232 min read
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The Role of Old Age Security in a Comprehensive Retirement Plan
Old Age Security (OAS) is a government-funded pension program that provides a basic level of income to seniors in Canada. While OAS is an...

Clement Chung
Jan 27, 20232 min read
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The impact of RESPs on financial aid and scholarships
The impact of Registered Education Savings Plans (RESPs) on financial aid and scholarships can vary depending on the type of aid or...

Clement Chung
Jan 26, 20231 min read
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The pros and cons of a closed mortgage
A closed mortgage is a type of mortgage that has a fixed interest rate and a set term. This means that your monthly payments and interest...

Clement Chung
Jan 25, 20232 min read
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How to Save Money for a Down Payment on Your Next Car
Saving money for a down payment on your next car is a smart financial decision. A down payment can help you get a better interest rate on...

Clement Chung
Jan 24, 20232 min read
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How to Choose the Right Critical Illness Insurance Policy
Tips and Strategies for Ensuring Adequate Coverage Critical illness insurance is a type of insurance that provides a lump-sum payment if...

Clement Chung
Jan 23, 20232 min read
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How to Choose a Power of Attorney: Tips and Strategies for Ensuring Your Wishes are Carried Out
Tips and Strategies for Ensuring Your Wishes are Carried Out A power of attorney (POA) is a legal document that gives someone else the...

Clement Chung
Jan 22, 20232 min read
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