January - 2023

The advantages and disadvantages of an open mortgage

An open mortgage is a type of mortgage that allows you to make extra payments and increase your payment amount without incurring...

The Benefits of a Budget for Car Buying and Ownership

Budgeting is an important part of car buying and ownership. A budget can help you make smart financial decisions and avoid overspending...

The Role of Critical Illness Insurance in Estate Planning

Understanding How It Can Benefit You and Your Loved Ones Critical illness insurance is a type of insurance that provides a lump-sum...

The Role of Power of Attorneys in Estate Planning

Understanding Your Responsibilities and Rights A power of attorney (POA) is a legal document that gives someone else the authority to...

The Role of Old Age Security in a Comprehensive Retirement Plan

Old Age Security (OAS) is a government-funded pension program that provides a basic level of income to seniors in Canada. While OAS is an...

The impact of RESPs on financial aid and scholarships

The impact of Registered Education Savings Plans (RESPs) on financial aid and scholarships can vary depending on the type of aid or...

The pros and cons of a closed mortgage

A closed mortgage is a type of mortgage that has a fixed interest rate and a set term. This means that your monthly payments and interest...

How to Save Money for a Down Payment on Your Next Car

Saving money for a down payment on your next car is a smart financial decision. A down payment can help you get a better interest rate on...

How to Choose the Right Critical Illness Insurance Policy

Tips and Strategies for Ensuring Adequate Coverage Critical illness insurance is a type of insurance that provides a lump-sum payment if...

How to Choose a Power of Attorney: Tips and Strategies for Ensuring Your Wishes are Carried Out

Tips and Strategies for Ensuring Your Wishes are Carried Out A power of attorney (POA) is a legal document that gives someone else the...