Answering a few commonly asked questions. When it comes to planning for the future, there’s a lot to think about, and one important element involves support for loved ones. Financial security is a big part of that support, and that’s where life insurance can help. However, this big topic can feel complicated, leaving many people unsure of how to get started. The best advice is to set up a meeting with your advisor, who can walk you through all the different types of life insu

Make wellness a priority this spring. There’s no question the pandemic turned our lives upside down and took a toll on our overall well-being. While we stayed at home, many of us exercised less, ate more comfort food and lost the emotional support that comes from socializing with family and friends. Two long years have passed, and now it’s time to find ways to re-energize our physical and mental health. What we took care of – and what we didn’t The pandemic made many of us th

Understanding your financial personality. An emotionally driven decision is relatively harmless when, for example, you step up to the ice cream counter and choose a flavour from a vast, tempting selection. But when it comes to managing your money, emotions have a way of affecting your decisions that could, unfortunately, cost you more than the price of an ice cream cone. Snap judgments, cognitive biases and outside influences that you are largely unaware of just might be stan

The Vanguard Economic and Market Outlook for 2022: Striking a Better Balance, is scheduled to be released in the United States on Monday, December 13. We offer perspective here on four of its key topics: the overvaluation of U.S. stocks, the market’s likely underestimation of how high the U.S. Federal Reserve may raise its key interest rate target, why we don’t foresee global financial-market contagion from debt woes in China’s property sector, and how the new COVID-19 Omicro

Get on the same page financially through better communication. Money can be a tough subject to talk about. Differences in values, attitudes and financial priorities can make conversations about money a cause of stress and conflict. It might seem easier to put the topic on ice, especially with the added strain of an ongoing pandemic and economic uncertainty. But in difficult times, it’s more important than ever to ensure that you and your partner are aligned and working toward

With inflation at multidecade highs, the Federal Reserve appears prepared to raise its key interest rate target, perhaps as early as March. In this Q&A, Vanguard economists Josh Hirt, Asawari Sathe, and Adam Schickling discuss inflation, labor, and the risks of the Fed’s hiking rates either too aggressively or not aggressively enough. In a related commentary, Vanguard global chief economist Joe Davis discusses why central banks need to use their powerful tools to rein in infl

How business owners can support their staff with a proactive benefits plan. One of the biggest challenges a small business owner might face is attracting and retaining skilled and dependable employees. Offering a substantial salary might seem like the best way to reward a valued staff member, but a comprehensive benefits package can add further incentive. In fact, recent studies found that over 60 per cent of employees said that having benefits increases job satisfaction, whi