Clement Chung
- Dec 23, 2020
- 2 min
The myths of real estate investing
In this series of articles, we discuss how investing in real estate over equities is not as black and white as many people would believe. There are myths around real estate that need to be addressed when considering real estate as a home or an investment property. Myth: Real estate always goes up While we have seen interest rate rises three time over the last year, they are still quite low from a historical standpoint. That’s part of what’s driven prices up over the last few
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Clement Chung
- Dec 16, 2020
- 2 min
Renovate or RRSP?
In this series of articles, we discuss how investing in real estate over equities is not as black and white as many people would believe. Today’s article addresses renovations – was the cost worth it? Canadians spent nearly twice as much on renovations as they contributed to their RRSPs In 2016, Canadians spent $31 billion more on home improvements than saving for retirement* – the average RRSP contribution was just $3,000, while the average renovation cost was $13,000. Myth:
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Clement Chung
- Dec 9, 2020
- 1 min
What is a Mutual Fund or Segregated Fund?
Segregated funds vs. mutual funds: how do they compare? Two great investment options with distinct differences. Many investors have heard about mutual funds and the wealth potential they have as an investment. Fewer know about segregated fund solutions (seg funds) and their unique features and advantages.
Like mutual funds, seg funds are pooled investments. They combine the money of many investors, creating economies of scale and giving you access to investment opportunities
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Clement Chung
- Dec 2, 2020
- 3 min
The Easiest Way To Protect Your Investments
Seeking shelter in stormy seas Segregated fund contracts are designed to help offer a safe harbour for Canadians worried about volatile markets. As Canadians grapple with understanding and adapting to the impact of COVID-19, many people are apprehensive about investing. And who can blame them? The economy has taken an unprecedented blow. Understandably, so has investor confidence. Everyone is still trying to understand the implications, which may not be clear for some time. M
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