Clement Chung
- Sep 18, 2019
- 2 min
I’M TOO YOUNG FOR FINANCIAL PLANNING…AREN’T I?
The short answer: probably not. If you think you don’t need a financial plan because you’re too young or not far enough along in your career, you’re missing an opportunity to take control of your finances and get on the path to financial and emotional well-being. So, how will I know I’m ready?
Even if you’re just finishing school and starting your first “real” job, it’s an ideal time to start planning. Time is on your side—you’ve got lots of it ahead of you, giving you a hea
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Clement Chung
- Sep 11, 2019
- 2 min
BACKPACKS, BUDGETS AND FINANCIAL PLANNING
When we meet with recent graduates or young adults, we use analogies that resonate with the age group, often comparing financial plans to backpacks, and budgets to water bottles. We take the students on a ‘financial hike’ – a discussion about financial goals and the different backpacks you need depending on the route of the hike. A day pack for short-term goals, a fun backpack and a retirement backpack – and all the different survival tools you need in each backpack and finan
30
Clement Chung
- Sep 4, 2019
- 2 min
BREAKING UP IS HARD TO DO, BUT IT GETS EASIER WITH THE RIGHT ADVICE
When the bonds of marriage begin to break, the impact can be immense. Separation or divorce brings an emotional blow that is often compounded by a financial hit. Money goes into motion when life goes into transition. Large amounts of money can, and do, move during these often chaotic events. Where divorce is concerned, the exact opposite of 'compounding' occurs—while compounding multiplies wealth over time, divorce divides it. If you are facing a divorce, you know that money
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